Mcenti Services

M-CENTI is a mobile banking platform that enables our members to transact through their mobile phones.

M-PESA Services

The Sacco has a registered M-Pesa agent. Loans , refunds ,allowances can be sent through M-Pesa to members on request but the member must provide a copy of the ID Card and indicate a mobile number which is M-Pesa registered. Maximum amount Ksh. 300,000/=

Cheque Encashment

We discount cheques presented to us by customers drawn on reputable organisations and confirmed with the drawers and/or the drawer’s bank. The discounting is with recourse to the customer. Cheque discounting enables you to access cash for your business requirements while you await for your cheque(s) to clear.

Dividend Payment Processing

These earnings can be distributed in three ways which include cash dividends, shares repurchase, and stock dividends. However, of these, cash dividend is the most common method of paying dividends.

We process cash dividends to the members' accounts.

ATM Card Processing

The Sacco takes about 2-3 days to issue a debit card to your address. Once the debit card reaches you, have to set a Personal Identification Number (PIN) through the ATM.

Standing Orders

We offer standing order services. Setting up a standing order is a great way to may sure you don't miss a regular payment, such as rent, which has to be made every month or quarter.

EFT and RTGS

EFT and RTGS Transfer bring value to you and your business by enabling you to send fast, predictable, cost-effective, and secure cost-border payments anywhere in the world directly from your account. This enables seamless, frictionless, and instant transactions from your account to another, anywhere in the world.

We offer these services at affordable rates to all our members.

CIC Insurance Agent

We are tasked with serving clients to meet all their insurance needs. We work to simplify the process and find the best insurance coverage for existing or new customers. That is why we have partnered with CIC Insurance to cater to all your insurance needs.

Coop Kwa Jirani Agent

Banking at a Co-op Kwa Jirani agent is as good as at a Co-op bank branch. This is a convenient and straightforward banking model to suit your lifestyle and offer you convenience.

Metropol CRB Agent

We provide the following CRB services to our clients:

  • Credit Report
  • CRB Status
  • CRB Certificate
  • Metro Score (Credit worthiness)

Paybill Number 765830

Send money into any Tabasamu account via M-Pesa Paybill 765830

Go to Lipa Na M-pesa, paybill option

  1. Enter Business Number 765830
  2. Enter Account number: the Tabasamu account you wish to deposit to.
  3. Enter the amount you want to deposit
  4. Enter the M-Pesa PIN and confirm the transaction
  5. You will receive a confirmation SMS from Mpesa immediately
  6. You will then receive a confirmation SMS with the details of the deposit from Tabasamu Sacco

ATM Services

Access your money anytime anywhere using our debit card. The card is accepted at Co-op bank ATM or any Visa point.

  • ATM Cash withdrawal
  • Balance enquiry
  • Mini-statement
  • PIN Reset
  • Shopping at super-markets and other retail outlets
  • Paying for fuel & utility bills
  • Paying hospital Bills
  • Offsetting restaurant and hotel expenses
  • Paying for newspaper and magazine Subscriptions