Ekeza loans are granted 4 times member's deposits. Deduction strictly check off. No maximum loan limit, repayable in 60 months and subject to the 1/3 rule. The loan is released instantly. Deduction for this loan is strictly check off and Minimum loan is Kshs 300,001 with a monthly deposit contribution of Kshs 3,000. Processing fee 2% and Insurance fee of 1.5%. Top up charges are at 10% for Internal loans and 10% for external loans.